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My Retirement

Make the most of my retirement

Generally, you can only access your super when you permanently retire from the workforce and also reach a minimum age set by law, called your ‘preservation age’.

This doesn’t mean you have to stop working entirely. If you have reached your preservation age, your fund can let you draw on your superannuation without having to retire permanently from the workforce. This means you could continue working part-time and use some of your superannuation to supplement your income.

Once you can access your super benefits, you need to consider the tax consequences associated with accessing your money.

The amount of tax you pay depends on your age at the time of the withdrawal, the amount you take out and the super component from which the withdrawal is taken.

Here are four things to think about and talk through with an expert who can guide you in your retirement;

Contact us today for a complimentary and without obligation initial consultation to discuss how we can help you make the best plan for retirement.

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